Disability Insurance Attorney

How to Choose Your Disability Insurance Attorney

In many cases, it’s necessary to have a disability insurance attorney, especially if you are dealing with Social Security Disability. It seems quite often that they just can’t seem to get the information correct or don’t take the time to read all of the paperwork that you submit, so you need an attorney who can fight the appeal process for you. Unfortunately, the Social Security Administration is not the only ones that you have to fight when it comes to disability. Insurance companies in general are prone to doing everything they can to keep from paying a valid claim. It becomes quite frustrating for some people, and the truth is, the insurance companies bank on that, hoping that you will become so frustrated that you’ll throw up your hands in defeat. When you reach that point, if you haven’t already done so, it’s time to let a lawyer take over your case.

Why Can’t I Fight the Appeal Process Myself?

You are certain welcome to fight the appeal by yourself, but the reality of it is that you will make out much better with a disability insurance attorney. One of the major reasons for turning your case over to an attorney is experience. You are fighting your own case, but the attorneys who handle disability cases have handled many cases, maybe hundreds or thousands, and they know what to say, how to say it, and what they need to do in order to in order to make sure you get the money that you are justly due. They know the law, and they know when someone is trying to fight a losing battle. Attorneys go to school to learn how to present a good argument, and allowing an attorney handle your appeal will take a great deal of stress off you. You will have to be in court for the deposition, but you will not have to make all the phone calls, send all the letters, or make all the copies they need. Your attorney, of course, will ask you for certain things such as doctors’ statements, but only you can get that information because of the privacy act.

Choosing Your Disability Insurance Attorney

The attorney you choose to represent you in your disability appeal should be one who has experience not just with law, but also with insurance appeals. Certainly, an attorney has to start somewhere when he or she is new to the bar, but your disability appeal is not the place for inexperienced attorneys. Before you choose your attorney, ask for other cases he appealed and won as reassurance that you have chosen an attorney who is going to fight your appeal until there is no fight left. The final thing you should consider is if the attorney you choose is willing to work on a contingency basis. An attorney who works on contingency tends to work harder for the client because they get a percentage of the award, thus, if they lose, they aren’t paid. Of course, you may have to pay filing fees and things like that, but the attorney’s fees are part of the award, and the fee to the attorney averages 33-40% of the award amount.

My Friend Is an Attorney – Can I Use Him?

There’s no reason you can’t ask a friend to represent you, but just like anything else, make sure he has experience. Fighting a civil case is a different ballgame from fighting a disability appeal, especially if your appeal is with the Social Security Administration. Statistically, most people who are collecting SSA disability will tell you that it takes at least one appeal, and oftentimes two or three in order to get your money. For example, they might tell a laborer who cannot do his job that he can work in an office, with no consideration for the fact that he has neither the skills nor the education to do that kind of work. One of the worst offender’s of refusals to pay fall under Workman’s Compensation. Even if a report is filed, they will try to deny your request, stating it is not job-related, especially for those who had to leave the company because of an on the job injury. One of the largest employers in the world is doing this to several cases now, and will likely continue doing so.